Waco, Texas Social Security Information




There are several Social Security Offices around the Waco, Texas area.

Waco is located in McLennan County, Texas. The local SSA office is available to serve all Waco zip codes, including 76701, 76702, 76703, 76704, 76706, 76707, 76708, 76710, 76711, 76712, 76714, 76795, 76797, 76798 and 76799.

Looking to start your Social Security benefits in Waco, TX? With a population of over 138,000, Waco is home to Baylor University, the Texas Ranger Hall of Fame and Museum, and the famous Dr Pepper Museum. Whether you prefer to hike in Cameron Park, catch a game at McLane Stadium, or visit the Waco Mammoth National Monument, there's always something to do in this bustling city. Let PrepareforSocialSecurity.com help you navigate your Social Security options, so you can make informed decisions about your retirement.

Let’s start by giving you information on the locations of nearby Social Security offices in Waco, along with the phone number and website link you can use to contact the office. In addition, I’ll also add information about how many miles each Social Security office location is from Waco and in which direction, so you can figure out which location is closest to your home!

There is a social security office in Waco, Texas.


1700 Lake Air Dr

Ste A

Waco, TX 76710

Phone: 866-964-6304

Fax: 833-902-2580


Social Security Offices Located Near Waco:


33 miles from Waco, TX

511 North Main

Temple, TX 76501

Phone: 866-593-1341

Fax: 833-939-2031

54 miles from Waco, TX

221 S 45th St

Corsicana, TX 75110

Phone: 888-456-9551

Fax: 833-950-2402

57 miles from Waco, TX

1711 W Henderson

Cleburne, TX 76033

Phone: 866-227-1616

Fax: 833-939-2001

61 miles from Waco, TX

100 Dean Box Dr

Waxahachie, TX 75165

Phone: 866-563-1912

Fax: 833-939-2014

How to Make an Appointment at the Social Security Office if you live in Waco, Texas

Like all Social Security offices, you can do various items online instead of hopping in your car to burn gas traveling to your local Social Security Office. In addition, you do not need to wait for an appointment to file for benefits or appeal a disability decision

You can file for the following benefits online:

  • Retirement
  • Medicare
  • Spouses
  • Disability

However, suppose you’d like to go to your local McLennan County Social Security office in person because you can’t use the online service or you want to speak to a Social Security representative to clarify an issue you’re having. In that case, you can simply call the main Social Security Office at 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 am to 7:00 pm, Monday through Friday. You can also call the Social Security office closest to you, with the information I’ve provided above, and make an appointment at that office. You can also use this phone number to reschedule or cancel an existing appointment. 

Can I Walk Into a Waco Social Security Office?

Yes! While local Social Security offices have restored in-person services, including for people without an appointment. You can walk directly into a Social Security office without an appointment. However, the wait is very long if you don’t have an appointment with your local SSA office closest to Waco, TX. You may wind up spending almost half your day waiting in line if you don’t have an appointment ahead of time.

If you walk in without an appointment, you’ll likely encounter delays and very long wait times at your local Social Security Office. Before coming to an office, you can visit the government’s emergency page to check the status of your local Social Security Office. This website will give you information on emergency closures and other information on closures in offices near you. Be aware that Social Security Offices are busiest first thing in the morning and early in the week. You’ll also want to avoid taking a trip to the office during the first week of the month. Instead, visit your local Social Security Office later in the day and later in the week, such as a Thursday or Friday. Keep that in mind when making your appointments, so you don’t have to wait in long lines if you walk in or sit for a while waiting for your appointment.

Again, I strongly recommend using Social Security’s online services to avoid waiting in line and using your gas. In addition, you can schedule appointments in advance using their online services. 

In addition, phone appointments can save you a trip to a busy office where you’ll have to sit and wait for a long time. Unfortunately, sitting for long periods isn't ideal for many seniors with health issues. 

Remember that all Social Security Offices may require safety measures such as masking (regardless of local regulations), physical distancing, and self-health checks for COVID-19 symptoms. If you don’t have a mask and plan to walk in or make an appointment at your local office, the office will provide a mask for your visit.

How Do I Speak to a Live Person at Social Security?

If you want to chat with someone about Social Security and you live in Waco, you may have to wait a while in the queue to get someone on the phone. However, you can call them at 1-800-325-0778 from 8:00 am to 7:00 pm local time. Remember, you’ll want to try to resolve your issue online if you can; this way, you can avoid the wait and cost of gas getting to the Social Security Office closest to your home.

Subscribe Today to My Newsletter and Stay Up-to-Date on Social Security and Medicare Changes in Waco and throughout the USA!

My newsletter is an exclusive subscription-only newsletter that delivers the inside scoop to help you stay updated with your Social Security and Medicare insurance coverage, highlight Medicare and Social Security news you can use, and provide reminders for important dates throughout the year. Subscribe today for FREE!

Key Takeaways for Social Security

  • Office Hours: Most office are open Monday to Friday, 9:00 AM - 4:00 PM; closed on weekends. Please click into the individual office to see hours of operation.
  • Local Office Visit: Walk-ins are accepted, but appointments are recommended to avoid long waits.
  • Best Time for Visits: Thursdays and Fridays in the latter weeks of the month are less busy.
  • Making Appointments: Call 1-800-772-1213 (TTY 1-800-325-0778), with shorter wait times early in the day or late afternoon.
  • What to Bring: Bring identification, required paperwork, a mask, and personal items for comfort during waits.

Frequently Asked Questions (FAQ) about Social Security in Waco

  1. Can I walk into the Waco Social Security Office without an appointment? Yes, but be prepared for long wait times.

  2. When is the Social Security Office in Waco least busy? Thursdays and Fridays in the second, third, or fourth week of the month are typically less crowded.

  3. How do I make an appointment with the Waco Social Security Office? Call 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 am – 7:00 pm, Monday through Friday.

  4. What should I bring to my appointment at the Social Security Office? Essential items include your ID, social security card, necessary paperwork, a mask, and personal comfort items.

  5. How can I file for Social Security benefits? Options include filing online, by phone, or in person with or without SSA assistance.

  6. What happens if I don’t file for Social Security benefits? Benefits will not start automatically; you must apply to receive them, and delaying past age 70 does not increase benefits.

  7. What are the best strategies for claiming Social Security benefits in Waco? Strategies vary based on individual circumstances, including health, family considerations, and financial needs.

Need a Medicare Insurance Agent in Waco?

It's Medicare shopping season! Speak with a licensed agent. No obligation to enroll.
Request a Consultation
Social Security Office in Waco, TX

Social Security Consulting, Information & Preparation in Waco, TX


Don't be part of the 96% of people that don't optimize their Social Security benefits.

The average household misses out on over $100,000 in lifetime Social Security income.

Book now available on Amazon! Also be sure to review our Helpful Links, Free Checklists, and Consulting Services.


When is the Best Time to Visit the Waco Social Security Office?

Social Security Offices are always busiest early in the morning and on Mondays, Tuesdays, and Wednesdays of the week. You'll also want to avoid taking a trip to the office during the first week of any month as this is a hectic time. Before you make your trip, read below on how to make an appointment at your local Social Security Office. Then, if you can, make your appointment on a Thursday or Friday on the second, third, or fourth week of the month later in the day for less wait time and fewer people waiting inside the office.

Nearby SSA Offices

Latest Episode of The Matt Feret Show



Sign Up for the Matt Feret Newsletter


ONLY ONE CHANCE TO GET IT RIGHT

Why risk losing out on thousands of dollars of earned benefits?

Talk to an expert. For a one-time consulting fee, PrepareforSocialSecurity.com Social Security consulting will work with you to maximize your Social Security retirement benefits.

Avoid Online Calculators

Free online calculators and even Social Security Administration calculators (there are multiple) can have potentially inaccurate assumptions about future earnings and inflation built unto them. Taxes, Medicare premiums and part-time working income are often left out!

Hire Our Consultants
content-image